Luiz Carlos Trabuco Announces Bradesco’s New President

In 2009, Lazaro Brandao ceded the presidency of Bradesco Bank to Luiz Carlos Trabuco Cappi. Brandao had been leading the bank since 1981 and was resigning at the ripe age of 91. Thus, Trabuco became only the fourth president of the 65-year-old bank which was first founded by its first president, Amador Aguiar. Aguiar originally instituted the bank under unusually strict rules such as rules against beards and smoking, and a requirement for employees to write a purpose statement paper every year. Although many of these rules have been discarded over the years, Bradesco remains a business of supreme discipline and order.

Today the bank has over 28 million individual customers. That number is so impressive that if these people were to start their own country, it would be the 49th most populated country in the world. Throughout its history, the bank has specialized in providing low-income customer banking. It is largely thanks to this idea that Brazil has been able to survive the economic hard times that have hit it throughout the years. Although most of its branches specialize in low-income banking, it does have some high-income branches such as Bradesco Prime.

Read more: O Bradesco, de Brandão a Trabuco

Upon his official exit, he had been an employee with the bank for 75 years. The third president, he was originally appointed to the office by Aguiar himself. Although he was departing the presidency in 2009, Brandao remained involved in the bank, serving as the president of the boards of Cidade de Deus Participacoes and Fundacao Bradesco according to During his time as president of the company, Brandao was instrumental in expanding the company throughout the country and helping the company stay financially secure during the economic hard times of the last decade.

He says that the most difficult part of his leadership was during the high inflation crisis in Brazil throughout the 1980s. Under his leadership, Bradesco has always put heavy emphasis on the use of computers. He was the first to introduce IBM’s supercomputer to Latin America in 1962. He was also instrumental in helping pioneer the universalization of magnet card and internet banking transactions. However, half of its customers still do not use magnet cards or do internet banking. Therefore, in recent years one of Bradesco’s primary tasks has been to fully educate and familiarize these non-users with these digital systems.

In the latest years of his time in office, he led over 110 thousand employees. It continues to battle for the top Brazilian banking company with its archrival, Itau Unibanco. As its president, Luiz Carlos Trabuco Cappi is leading the charge for Bradesco. Trabuco began his adult life by earning a B.A. in Philosophy and then an M.A. in Socio-Psychology from University of Sao Paolo. Luiz Carlos Trabuco Cappi initial position with Bradesco was a bank clerk back in 1969. He has more than four decades of banking experience.

Check more about Luiz Carlos Trabuco:,bradesco-anuncia-substituto-de-luiz-trabuco-na-presidencia-do-banco,70002178384

Luiz Carlos Trabuco How New Lending Programs Will Help Economy

The economy of Brazil is changing rapidly. There are numerous people who are interested in starting their own business. However, getting a business loan in Brazil is not easy. There are few major banks willing to lend to people without a lot of capital already. This is an issue that has hurt economic growth over the years.

Bradesco is one of the most dynamic banks in Brazil today. Over the past few years, Bradesco has introduced numerous lending programs to help small business owners. These programs have had a lot of success so far. There are now thousands of people who have used the lending programs to get a business started. One of the reasons that the lending programs are so successful is the convenience of borrowing. Small business owners can apply online and have the cash deposited within a few days.

Trabuco Bradesco was the leader of Bradesco when these lending programs were introduced. Although he recently announced his resignation from the company, he is still excited about all of the progress that was made during his time as CEO.

Read more: Next Bradesco president to leave the bank’s board of directors, Says Trabuco

Lending Requirements

There are numerous lending requirements in order to qualify for a business loan according to Unlike a loan for a home, getting a loan for a business is actually difficult in many areas. Banks want to make sure that the business owner has the ability to pay the loan back if the business does not work out.

Bradesco offers several small loans for people who are just getting started. Although these loans do not have a lot of financial value, they are still a great way for people to get started in a business. Many new business owners simply want to get started doing something for themselves. Something as simple as selling food on the streets of a major city can still be profitable on The vast majority of new loans issued by Bradesco are for small amounts. This is still causing economic growth to increase throughout the country because people are starting small companies.


Another major change over the past few years is that the cost of housing is much higher than before. As the economy has improved, the housing values have improved as well. This is causing many people to consider investing in real estate. Real estate is a great investment for numerous reasons. Not only does it provide monthly income to the investor, but investors also get to enjoy equity increases as the housing prices improve.

Finding a home to purchase is not easy. In some areas of the country, there are homes that sell within a few days of listing. It is important for real estate investors to conduct research before purchasing a home. Bradesco has a real estate lending program for investors. However, there are a ton of requirements in order to get approved. A few years ago, the real estate market crashed and caused a lot of banks to go out of business due to bad loans.

The Career of Luiz Carlos Trabuco

Luiz Carlos Trabuco is a leader in the banking industry. Although he is retired, he still works with numerous companies on plans for the future. He enjoyed his time at Bradesco, but he wanted to concentrate on other areas of his life. In addition, he thought that the company was in good financial shape and could hire a young leader to take the business to a new level.


The New Way Of Banking

Most banks provide traditional services that banks provided in the past. Banking has reinvented itself to fit the needs of the new economy. The technological changes and social set up in society have expanded the economy and give room for exploitation. Nexbank offers banking services to the new and unique needs that have come up. Nexbank is a banking institution that provides banking solutions to financial institutions, mortgage banking, and commercial banking. It delivers services to middle sized companies that need a financial solution to get to the next level. The customers of Nexbank include individual, companies, and institution. Nexbank is tailor-made to meet the needs of the current generation that has a different set of goals. They are determined to bring a positive change in the lives of people.

Nexbank has assets worth 4.6 billion dollars. The company has built itself from one milestone to the next using the achievement of its team. The company’s results have given it a new outlook that is attractive to investors. The company was founded in 1922. It has more than 51, 000 employees. This makes it a leader in the industry and an authority on the economy. The contribution of the company to the economy has great impact. The economy’s stability depends on its input. Nexbank can hinder the functioning of the economy if it makes losses or closes down due to unavoidable circumstances. It is important to note that approximately an eighth of the country’s economy depends on Nexbank.

Nexbank is a business that works towards investing in the society. One of the major projects carried out by Nexbank as corporate social responsibility include donating money to fallen soldiers and wounded families. This was a charitable thing to do because the bank met the need of ordinary people in the society. Nexbank recently acquired College Savings Bank of New Jersey. The expansion of the company gives focus to the innovative way that things are run in the bank. The leadership of the business employs new methods of running the business. This makes the bank more successful in the new economy.