Investment Banks Have a Solid Banking Structure

Investment banking is one of the most popular forms of banking in the banking industry. There are many reasons why investment banking is popular. One of the main reasons is the structure of investment banks. The structure of investment banks is designed in a manner that provides clients with many banking services that can be handled by one primary investment bank.

The investment bank has three main areas in its structure design. All three areas are distinct. Each area provides a unique set of investment banking services that fall under that particular area. While the investment bank has three areas of investment banking services, each individual investment bank can decide which areas the bank will utilize. Therefore, each investment bank contains the banking areas that it needs or desires. As a result, the banking areas can be chosen based on a variety of reasons such as which investment banking services are popular in a particular city.

In addition, each individual investment bank determines how many of the three banking areas will be utilized by an investment bank. Generally, smaller investment banks tend to utilize only one of the three areas of investment banking services. The reason is because smaller investment banks do not have the financial or human resources needed to fully operate with all three areas.

Beyond the three banking service areas, one of the most important aspects of the investment banking structure are the investment banking positions. Concerning the positions, one of the most important positions is the investment banker. The investment banker position is important for several reasons. One of the reasons is that the position serves various roles within the investment bank. The position is responsible for attracting new clients, managing business accounts, handling business deals, finding funding for business deals, and many other responsibilities.

One of the most popular investment bankers in the investment banker industry is Martin Lustgarten. A proven investment banker with many years of experience in the investment banking industry, Martin Lustgarten has accomplished many things in his career.

He has an excellent resume with numerous highlights that demonstrate his accomplishments in the investment banking industry. Martin Lustgarten is the founder and CEO of Lustgarten Martin, which is an investment banking firm. He handles the daily business operations for his investment banking firm.

Demand for Equities First Holdings’ Stock-Based Loans Increases

Equities First Holdings (EFH) is a global-level financial lending institution that has been in operation since 2002. With low fixed interest rates and attractive liquidity, EFH has completed over 650 transactions worth $1.4 billion. EFH provides alternative financial solutions to its clients using publicly traded securities as the collateral to help meet their professional and personal financial needs.

Stock-Based Loans

In the past few years, Equities First Holdings has experienced traction in its stock-based and margin loans as investors seek for attractive liquidity investment. As such, borrowers can have access to prompt capital without conforming to the stringent requirements by credit-based conventional loans. According to Al Christy, Jr., owner and Chief Operating Officer of Equity First Holdings, stock-based loans suits investors in need of operating capital. While the market fluctuates, stock-based loans lessen the risk of the increase in interest rates and depreciation of the loan proceeds.

Margin Loans

The stock-based loans are preferred over margin loans because they have fixed interest rates. The rates range between 3% and 5% while margin loans varies. Moreover, for stock-based loans, borrowers retain loan proceeds even in the event of stock depreciation. Conversely, in the case of a margin call borrower’s loan proceeds depreciate without notice. Unlike stock-based loans, borrowers access margin loans without pre-qualifications.

Over the years, Equities First Holdings has extended its addressable market to over nine countries around the world. These countries include Singapore, Hong Kong, London, and Australia. Equities First Holdings has a satellite office located in the New York City. Its corporate offices are situated in Indianapolis. Since its inception in 2002, Equities First Holdings provides attractive liquidity using treasuries, bonds, and stocks as collateral. EFH’s financial experts evaluate the value of a collateral based on the future performance of the publicly traded securities and the risk expected.