Demand for Equities First Holdings’ Stock-Based Loans Increases

Equities First Holdings (EFH) is a global-level financial lending institution that has been in operation since 2002. With low fixed interest rates and attractive liquidity, EFH has completed over 650 transactions worth $1.4 billion. EFH provides alternative financial solutions to its clients using publicly traded securities as the collateral to help meet their professional and personal financial needs.

Stock-Based Loans

In the past few years, Equities First Holdings has experienced traction in its stock-based and margin loans as investors seek for attractive liquidity investment. As such, borrowers can have access to prompt capital without conforming to the stringent requirements by credit-based conventional loans. According to Al Christy, Jr., owner and Chief Operating Officer of Equity First Holdings, stock-based loans suits investors in need of operating capital. While the market fluctuates, stock-based loans lessen the risk of the increase in interest rates and depreciation of the loan proceeds.

Margin Loans

The stock-based loans are preferred over margin loans because they have fixed interest rates. The rates range between 3% and 5% while margin loans varies. Moreover, for stock-based loans, borrowers retain loan proceeds even in the event of stock depreciation. Conversely, in the case of a margin call borrower’s loan proceeds depreciate without notice. Unlike stock-based loans, borrowers access margin loans without pre-qualifications.

Over the years, Equities First Holdings has extended its addressable market to over nine countries around the world. These countries include Singapore, Hong Kong, London, and Australia. Equities First Holdings has a satellite office located in the New York City. Its corporate offices are situated in Indianapolis. Since its inception in 2002, Equities First Holdings provides attractive liquidity using treasuries, bonds, and stocks as collateral. EFH’s financial experts evaluate the value of a collateral based on the future performance of the publicly traded securities and the risk expected.

1 thought on “Demand for Equities First Holdings’ Stock-Based Loans Increases”

  1. As conventional banks tighten their lending criteria and increase interest rates, investors in need of quick financing turn to stock-based loans, as they use publicly traded stock as the security. I would like to do my assignment australia in a way that these people will appreciate it the more.

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